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12/11/18: Dr. Connie Smith, DDS

12/11/18: Dr. Connie Smith, DDS

 Dr. Connie J. Smith brought models of implants, partials, bridges, crowns, snap-ons, snore guards, nightguards, nesbits, and dentures for show and tell. Connie has been providing expert dental care for her patients for over 37 years. She particularly enjoys solving the unusual situations presented by some of her patients. She creates beautiful smiles and makes sure that what others perceive as beautiful is part of the creation. If you are apprehensive about receiving dental care, she will put you at ease. 

December 11 2018.Exchange

12/4/18: Bruce Washington, Architect

12/4/18: Bruce Washington, Architect

 According to Bruce Washington, everyone needs a naked room – a place where you can recoup and reenergize. As an architect, Bruce assists in designing and building such places, as well as most any other type of place in a commercial or residential setting. Bruce has worked closely with DBA’s interior designer, Lynn Hood, on many design/build residential projects. Key questions for anyone considering a remodel project are: What’s the budget and what are you wanting to accomplish? Once these questions are answered, Bruce can put together a plan to accomplish the goals, with a result that will improve one’s quality of life. 

December 4 2018.Exchange 

11/27/18: New Tax Laws

11/27/18: New Tax Laws

 Bob Sheeley, CPA, provided a brief overview of the changes occurring with our 2018 taxes as a result of the 2017 Tax Reform Act. Bob’s disclaimer: An expert teaching a seminar about the new tax act stated he had spent over 100 hours studying it, and he still didn’t know more than 10% of its implications. Some highlights: Standard deduction is gone – it is now part of an itemized deduction maximum; there will be more schedules required; 37% is the highest tax rate; $11.2 million estate tax credit; and in 2025 everything reverts back to the 2017 regulations. The best thing about the reforms: they create job security for Bob and will most likely result in saving some tax dollars for individuals. 

November 27 2018.Exchange

11/13/18: Buckets o’ Money

11/13/18: Buckets o’ Money

 George Ferrin, of Armor Wealth Management, introduced the concept of building buckets to achieve long term financial success. Different buckets are recommended for reasons such as: tax savings; avoiding risks; protection; access to cash, and guaranteed returns. Life and disability insurance are 2 buckets used for protection, while retirement savings accounts and long-term care insurance are buckets used for long term protection. Once your buckets are established, they can be utilized to work together by using benefits from one to pay for benefits from another. The sooner one gets started building buckets, the better the results. Contact George or Fred Badyna for assistance in building buckets. 

November 13 2018.Exchange 

 

11/6/18: Dallas Pools

11/6/18: Dallas Pools

 Robin Hamm of Dallas Pools brought his own version of show and tell to Tuesday’s meeting. Robin’s company cleans and repairs swimming pools and Robin demonstrated the different products and tools he utilizes in his business. Among the products demonstrated were the leaf master, valves, male/female unions, nipples, diverters, jbox, test strips, GFI’s, and pumps. The leaf is the lifeblood of his business and he measures its value by the pound. Robin has been in the swimming pool and related businesses in Dallas since 1977. He foresees a day when pool maintenance will be done using an app on a phone. He thanks fellow DBA member Elaine Kollaja for changing his life and looks forward to the day when he has more time to play golf. 

November 6 2018.Exchange

10/30/18: The UPS Store

10/30/18: The UPS Store

 At Darrell Blank’s UPS Store, not only you can ship items, but you can also get anything printed, except money. Darrell shared examples of the many types of printing services offered by his store, such as: menus, business cards, stationery, signs, and banners. Darrell’s store is a one stop shop for a variety of products and services that include: Notary Services, Passport and Photo ID, Document Shredding, Fax, and House Accounts. As the shipping season approaches, Darrell encourages everyone to ship early. His store is available to help you manage your small business or personal life. 

October 30 2018.Exchange

 

10/23/18: LJH Interiors

10/23/18: LJH Interiors

 Per our interior design expert, Lynn Hood, of LJH Interiors, gold and brass metallic accents are in! Lynn reviewed these and other current design trends at Tuesday’s meeting. Current trends are reminiscent of what was trending 25 years ago, with large florals and patterns adding “pop” to interiors. Open concepts are still very popular and splashes of color utilizing wallpaper, art, and furniture are being integrated with existing interiors. Lynn has been practicing interior design since 1975 and has developed a philosophy of getting to know her clients personally which helps gain an understanding of their needs and desires. She feels that by approaching each project in this way it enables her to create unique interiors which reflect the client’s tastes and lifestyles. 

 

October 23 2018.Exchange

10/9/18: Sewell Lexus

10/9/18: Sewell Lexus

 Jim Poluikis was tired of riding 2 different buses just to get to work in New York. He realized that a perk of being a car salesman was having a car, so he entered the car business in 1978 and hasn’t had to worry about owning a car ever since. He started with Sewell in 1990, after having moved to Dallas due in part to the fact that Texas dealerships are not open on Sundays. The nature of the car business is ever changing with more emphasis being centered on vehicle safety. Lexus is debuting a new model in December that is designed for making city driving safer. Jim enjoys the interaction he has with his customers and still doesn’t own a car. 

October 9 2018.Exchange

10/2/18: SMA Insurance

10/2/18: SMA Insurance

Steve Meleleu, SMA Insurance Services, reviewed the various types of

insurance a business should include in its insurance portfolio. These include:

Worker’s Compensation, Cyber Liability, General Liability, Commercial Vehicle,

Business Property, Business Interruption, and Professional Liability. “Your

business puts a roof over your house,” said Steve, so make sure it is adequately

protected. Steve’s been in the insurance business for over 30 years. He is an

Independent Agent, which permits him to utilize numerous carriers in order to

locate the best coverage at the best price. “We work for you, not the insurance

company,” is his company motto.

October 2 2018.Exchange

9/25/18: RALC

9/25/18: RALC

 Did you know that 19,000+ adults who live in the Richardson community don’t speak English well or at all? The Richardson Adult Literacy Center (RALC) is a nonprofit community-based literacy organization and that relies upon persons like Elaine Kollaja to support its mission of improving the lives of adults and their families through English language instruction. For the past 3 years Elaine has been teaching English as a second language classes for the RALC. She says the RALC has become a significant part of her life and she will soon be a Board Member of the Center. The RALC has over 700 students each year who pass through their classes and they rely over 650,000 donated hours to provide their services. As is usually the case when volunteering, Elaine receives more than she contributes. Elaine continues to keep her Hugo and Lyla’s Little Free Library going and has adopted a similar Little Free Library at the Richardson YMCA. 

Correction: Volunteer Hours total 6,500 hours per year, not 650,000!

September 25 2018.Exchange 

 

8/28/18: Smithco Flooring

8/28/18: Smithco Flooring

 “There’s a lot going on out there”, said Joe Kboudi about the current status of the flooring industry. Joe is with Smithco Flooring and his company provides any and all types of flooring solutions. Waterproof vinyl flooring is becoming very popular and is replacing laminates in the wood look arena. It is difficult to dent or crack and will not expand or shrink from exposure to water. It is also about one-third the price of solid wood flooring. The distressed look for wood is still popular and the high gloss look is not. When it comes to carpet, the flatter carpet look is becoming more popular. 

August 28 2018.Exchange

 

8/21/18: Ideal Janitorial Services

8/21/18: Ideal Janitorial Services

 With over 30 years’ experience in providing janitorial services, Ideal Janitorial Systems, has proven that providing top quality service is a key to success. David Davis shared the mission of his company and explained the various services it offers. In addition to basic cleaning services, Ideal does floor sealing, window washing, parking garage cleaning, post construction cleaning, and lighting maintenance. “Big or small, we do it all” is the company’s tag line. Ideal was started by David’s father and over the years has serviced clients such as Chevrolet, Hyatt, and Pizza Hut. Commercial building property managers are an excellent lead for David and his company. 

August 21 2018.Exchange

8/14/18: ServPro

8/14/18: ServPro

 When you suffer water damage you need a pro, so call SERVPRO of South Garland. Wade Bower is SERVPRO’S member representative and at Tuesday’s meeting he described the cleanup and restoration services provided by his company. SERVPRO provides 24/7 service for fire and water damage. Additionally, they provide mold remediation services. Wade enjoys interacting with his clients and their insurance agents to make sure everyone is on the same page and that the best services and benefits are provided. His first day on the job he traveled to Houston, where he remained for a month, cleaning up after Hurricane Harvey. He provided and experienced servant leadership in that setting and strives to maintain it on a daily basis. When you need a pro, call SERVPRO. 

August 14 2018.Exchange

7/24/18: Compete Everyday

7/24/18: Compete Everyday

 Guest speaker, Jake Thompson, Chief Encouragement Officer, challenged our members to better business owners by “Competing Everyday”. Pulling from his unique professional career, Jake distilled the art of competition into actionable tips such as: take control, don’t let fear guide you, be courageous, and press onward. Jake describes our real competition as ourselves. Real competitors have “grit”; “employ setbacks as a lesson”; and “end on empty”. He recommends having a goal to catch and pass the “next runner”. Competitors finish what they start and finish on an empty tank. Jake created a successful business utilizing these techniques and offers weekly encouragement via his podcast; “Compete Everyday”. 

July 24 2018.Exchange

7/17/18: Ted Talks

7/17/18: Ted Talks

 The next time you wash your hands in a public restroom recall the following image: A photo featured in a Playboy magazine of a naked dog that just emerged from the water. That will remind you to “shake” (which is what a dog does when it comes out of the water) your hands and then “fold” (which is where the feature photo is located in the magazine) your paper towel so as to use only one towel. TED talks presented at Tuesday’s meeting focused on memory techniques and conservation. A memory technique is to create a bizarre image about what you are trying to remember that is tied to something that you already know. By using only one paper towel when drying hands, we can save over 571 million pounds of paper. How bizarre! 

 July 17 2018.Exchange

7/10/18: Little Free Library

7/10/18: Little Free Library

 HUGO AND LYLA’S LITTLE FREE LIBRARY 

Elaine Kollaja shared her experience of creating a Little Free Library in her front yard. Started in Wisconsin in 2009, the Little Free Library concept has grown to over 60,000 libraries worldwide. Elaine opened hers in 2017 and named it after her 2 dogs. She regularly updates the selections and enjoys seeing and sometimes visiting with her patrons. You can check out the library on Facebook: Hugo & Lyla’s Little Free Library. 

July 10 2018.Exchange

6/26/18: Member Roundtable

6/26/18: Member Roundtable

Fred Badyna, our Vice President in charge of speakers advises:
Beginning in August, you have the opportunity to declare when you would like to
promote your business to the members. You can choose the regular presentation at
our meeting, or you can have an offsite to your place of business. Please let me know if
you have a date in mind, otherwise I will be harassing you to no end. Also, Dr Allen
lined up some very informative programs for us, which we thank her for doing such a
good job, so if you have someone in mind, I would greatly appreciate your referral to
me. Let us be your walking talking billboards for your business, so tell us how best to
promote you.
Steve Meleleu of SMA Insurance Services has requested that Marcia
Meleleu be the DBA representative with Steve serving as the alternate.
This request was approved by the DBA Board.

June 26 2018.Exchange

6/05/18: The Cloud

6/05/18: The Cloud

 Guest speaker, Lance Spellman, spoke to us about the “cloud” and how it has become a cost-effective method for moving company infrastructures off-premises. Driving factors for making the move to the cloud include: better security; flexibility; easier collaboration; and reduced expense. Dropbox, a cloud service, is a great tool for storing files and providing or restricting access to such files. Encryption of data on a hard drive is not a defense against ransomware. The best defense is a good, quality backup system. The cloud has permitted Lance’s company to eliminate the need for a brick and mortar office. 

June 5 2018.Exchange

5/21/18: Sunglasses Sense

5/21/18: Sunglasses Sense

 Dr. Karen Allen reminded us about the importance of wearing sunglasses to protect our eyes and eye tissues. A good pair of sunglasses should provide 100% UVA and UVB protection, which protects the eyes against the sun’s UV rays, which exposure could otherwise lead to cataracts and increase the risk of macular degeneration. Additionally, make sure the sunglasses have an antiglare coat on the back of the lenses and are polarized to reduce glare. Bright sunlight can be a trigger for migraines and bad headaches and wearing sunglasses when out in the sun can help reduce eyestrain and fatigue. It is never recommended to look directly at the sun, even if there is a solar eclipse. 

May 21 2018.Exchange

5/14/18: Sewell Lexus

5/14/18: Sewell Lexus

 After deciding that the somewhat solitary work of a biologist was not for him, Jim Poluikis entered the car business so that he would have something to drive. He’s never looked back and now has over 40 years of experience in the auto industry. He’s been with Sewell since 1990 and sales new Lexus vehicles and Certified Pre-Owned vehicles of almost any make and model. A Certified Pre-Owned Lexus provides an unlimited mileage 2 year warranty that is in addition to any existing warranty on the vehicle. Jim treats each customer as if he/she was a guest in his home and Sewell is unmatched in customer satisfaction. For a great car buying experience, call Jim. 

May 14 2018.Exchange

5/8/18: Social Security Info

5/8/18: Social Security Info

 Fred Badyna, with some assistance from George Ferrin, covered the basics of Social Security and Medicare. Medicare is easily explained as thus: Age 65 is when Part A coverage for hospital stays begins. To obtain coverage for non-hospital expenses, one must sign-up for coverage B. If you want coverage for prescription drugs, you need part D, which requires that you have part B. Of course, you can get A and B by selecting C, a Medicare advantage plan, but you’ll be restricted to network providers. You’ll pay a premium for B, C and/or D. 

For Social Security avoid these 4 mistakes: 1. Not working for 35 full years. 2. Not waiting until full retirement age. 3. Not fighting for raises. 4. Not correcting errors on your earnings record. 

The best solution for knowing what to do? Contact Fred, he’s the expert and he can effectively guide you through it. 

What’s with the FedEx logo? AWARENESS! 

May 8 2018.Exchange

5/01/18: Addison Coffee Roasters

5/01/18: Addison Coffee Roasters

 When’s the last time you had a good ole cup of Folgers coffee? Richard Duncan from Addison Coffee Roasters reminded us of the transformation that has occurred in the world of coffee from the days of our parents’ percolator. Richard has been roasting coffee beans for over 30 years in order to provide his clients with the freshest varieties of coffee. He explained the coffee production process, from the tree to the table. Freshly roasted beans, filtered water and water temperature are critical components of a great cup of coffee. So, if the best part of waking up is Folger’s in your cup, you may want to visit Addison Coffee Roasters. 

May 1 2018.Exchange

4/17/18: Oops, No Speaker

4/17/18: Oops, No Speaker

 Presumably, the Water Conservation speaker that did not show would have encouraged us to save water. To “save” our meeting, each member was provided the opportunity to share something about their business. Can you match the member with their comment? 

Lynn Hood One time close on a new residential construction loan 

Karen Allen 100% waterproof wood simulated vinyl floors 

Herb Ziev Make sure you have a Will that is properly executed 

Joe Kboudi Deferred 

Darrell Blank Fuel economy and safety features 

Steve Meleleu Same old same old. Life is good. 

Robin Hamm No more peanuts after July 

Bob Nienstadt Inundated with remodels 

Fred Badyna Eye world doing fine 

Jim Poluikis Not the best time to be a first-time home buyer 

Michelle Kubitz Cape Horn trip 

Guy Smith Most chemicals are no longer poisons 

Cassie Bledsoe Banking 

April 17 2018.Exchange

Meeting Information

DBA meets every Tuesday at 7:30 to 8:30 a.m. for networking, breakfast, and a brief presentation. Regular meeting location:  Café de France, 17370 Preston Road (just north of Campbell Road) Dallas, 75252. View Map

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